FP&A · Operating Automation

Put your FP&A and operations on autopilot.

Luxora unifies budgeting, forecasting, and financial modeling into one automated workspace — so finance teams at SMEs and global enterprises spend less time wrangling spreadsheets and more time driving strategy.

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Excel · CSV VAS · Circular 200 IFRS US GAAP 13-week forecast Monte Carlo Excel · CSV VAS · Circular 200 IFRS US GAAP 13-week forecast Monte Carlo

Why Luxora

Know your cash before it becomes a problem.

Three shifts that move finance from recording the past to steering what happens next.

Forecast with odds

Not one hopeful line — 1,400 simulations give every week a confidence band and a real probability of running cash-negative.

Bookkeeping that reads itself

Upload the invoice list you already export. Columns are matched, entries posted under VAS or IFRS, and every line checked for errors before it reaches your books.

Told what to do next

Stress-test a downturn in one click, and get the shortlist of exactly which customers to chase to pull deficit risk back to safe.

What we do

One platform for the full FP&A and automation stack.

01 — Cash Flow

Cash Flow Forecast

A 13-week forecast from a 1,400-scenario Monte Carlo simulation, with early warning on the probability of a cash deficit each week.

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02 — Bookkeeping

Invoice Reader

Upload an Excel invoice list and get automatic journal entries under VAS (Circular 200) or IFRS, with anomaly checks on every line.

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03 — Planning

FP&A Automation

ML-based forecasting, automatic Best / Base / Stress scenarios, and early detection of abnormal costs or liquidity gaps.

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04 — Collections

Auto Collections

Drafts dunning messages by overdue tier across Email, Zalo and SMS — and an optimal plan of exactly which customers to chase.

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How it works

Methods you can check, not black boxes.

Cash flow is simulated 1,400 times per run — every week gets a P10–P90 confidence band and a real probability of going cash-negative, not a single optimistic line.

MCMonte Carlo simulation
13-week forecast engine

Every invoice is posted under the standard your company actually uses — Circular 200 for Vietnamese entities, IFRS 15 for international ones — with balanced entries and line-level checks.

VIVAS & IFRS, side by side
Dual accounting standard

Each company is its own set of books, stored in the cloud under your account. Data you enter while trialling is kept in full when you upgrade — nothing to re-enter.

DBYour data stays yours
One company, one ledger

Finance Team Two people reviewing forecasts on laptops beside a notebook of hand-drawn charts

About Luxora

Forecasting power without the platform price.

Accounting software records the past well. Enterprise planning platforms can forecast the future — at tens of thousands a year, plus consultants to configure them. Luxora is built for the gap in between.

✓ Reads the Excel your accounting software already exports — no new template to fill in
✓ Posts under VAS (Circular 200), IFRS or US GAAP — your books, your standard
✓ Self-serve: create a profile, upload one invoice list, read the forecast in minutes

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Ready to put finance on autopilot?

Create a company profile and upload one invoice list — you'll read your 13-week forecast in minutes. No call needed to start.

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About Luxora

We build the operating system for modern finance teams.

Luxora exists to free finance from manual work — turning budgeting, forecasting, and operating processes into automated, trustworthy systems.

Our story

Between "bookkeeping" and "too expensive".

Accounting software is very good at recording the past. But it doesn't answer the question that actually keeps an owner awake: will I have enough cash next month?

At the other end, enterprise FP&A platforms can answer it — for tens of thousands of dollars a year and a team of consultants to configure them. Far out of reach for a small or mid-sized business.

Luxora is built for the gap in between: forecasting and scenario power close to the big platforms, packaged so it works out of the box, priced for SMEs, and localized to Circular 200 — with IFRS for companies operating abroad.

Vision

A ten-person company should read its future as clearly as a ten-thousand-person one.

Forecasting stopped being a technical problem years ago. It stayed an expensive one — and that is what keeps it out of reach of the businesses that need it most.

Mission

Put forecasting and scenario power within reach of any business that keeps its own books.

No consultants, no rollout, no new template to fill in. Upload the invoice list your accounting software already exports, and read the next thirteen weeks.

Weeks of cash visibility

Scenarios per forecast

Modules, one platform

Standards: VAS, IFRS & US GAAP

Core values

How we decide what to build.

Show the work

Every number points back to where it came from. The credit model shows each sub-score and the weight it carried; the invoice reader shows the arithmetic behind every flag it raises. If we can't show why, we don't show the number.

Say only what we can prove

No metric we haven't measured. No integration we haven't built. When a company has no data yet, the screen says so — it doesn't borrow a sample and present it as yours.

A local book is not a lesser book

Circular 200 gets its own chart of accounts and its own tax checks — not a translation layer bolted onto IFRS. Where you file and how you report are two different questions, and we keep them apart.

If it needs a rollout, it isn't finished

Anything that would take a consultant to explain is something we haven't built properly yet. The fix belongs in the product, not in an onboarding call.

What makes us different

We're not another dashboard tool.

Local rules, built in

Journal entries follow Circular 200 for Vietnamese entities and IFRS 15 for international ones — not a generic chart of accounts bolted on afterwards.

Forecast, not just dashboards

Most tools show you what already happened. Luxora simulates what happens next — and tells you which customers to chase to avoid running dry.

Minutes, not a rollout

No consultants, no 12-month implementation. Sign in, create a company profile, upload an invoice list — you see entries and a forecast in the same session.

See where your cash lands in 13 weeks.

Create a company profile, upload your invoices, and read the forecast — free to start, and your data carries over if you upgrade.

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Services

FP&A and operating automation, end to end.

From planning to close to board reporting — every layer of your finance function, automated and connected.

Module 01

Cash Flow

A 13-week forecast from a 1,400-scenario Monte Carlo simulation with a P10–P90 band, early warning on cash-deficit risk each week, stress-test scenarios and an optimal collection plan.

Module 02

Invoice Reader

Upload an Excel/CSV invoice list — auto-detected columns, automatic journal entries under VAS (Circular 200) or IFRS, anomaly checks, and upload history per company. Credit-sale invoices flow straight into cash flow.

Module 03

FP&A Automation

ML-based forecasting that blends macro signals, automatic Best / Base / Stress scenarios, and early detection of abnormal costs and liquidity gaps 30–60 days ahead.

Module 04

Auto Collections

Drafts dunning messages by overdue tier — gentle to urgent — across Email, Zalo and SMS, in Vietnamese or English depending on the company profile.

Module 05

Credit Scoring

Rates B2B partners on payment history and size, suggests safe credit limits per customer, and warns when one partner holds too much of your receivables.

Module 06

Operations Agent

Tracks inventory and suggests reorder points, proposes purchase orders balanced against cash flow, and optimizes delivery routes to cut operating cost.

How it works

From sign-in to forecast in one session.

Create a company

Sign in and set your country, currency, timezone and accounting standard — VAS or IFRS. Everything downstream follows that profile.

Upload invoices

Drop in the Excel or CSV invoice list your accounting software already exports. Columns are detected automatically and posted as journal entries.

Add cash data

Enter your opening balance, receivables and payables. Credit-sale invoices become receivables on their own — no double entry.

Act on it

Read the 13-week forecast, run stress-test scenarios, take the suggested collection plan, and export to Excel or PDF.

FAQ

Questions, answered.

No. Luxora sits on top of what you already use. Keep doing your books wherever you do them today — you simply upload the invoice list your accounting software already exports, and Luxora handles the posting and the forecast.

There is no implementation project. Luxora runs in the browser — sign in, create a company profile, upload your first invoice list, and you have journal entries and a 13-week forecast in the same session.

Both. Vietnamese companies post under Circular 200 in Vietnamese; companies set to another country run on IFRS with an English interface. Each company is its own set of books, so an accounting firm can manage several and switch between them in one click.

Your data is stored in the cloud under your own account, and every query is scoped so an account can only ever read its own rows. Data you enter while trialling is kept in full when you upgrade — nothing to re-enter. We do not hold a SOC 2 certification today; if formal certification is a requirement for you, tell us and we'll be straight about where we are.

Start free and keep your data. Paid plans begin around 1.5–3M VND per month depending on company size, with additional AI agents at about 1M VND each per month. Larger setups — several companies, on-site training — are quoted individually.

Try it on your own numbers.

Open the app and upload one invoice list — that is usually enough to see whether Luxora fits. Questions? Talk to us instead.

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Modules

Every module, one platform.

The full Luxora stack — from reading invoices to forecasting cash flow. Filter by what your team needs.

Cash Flow

Module · FP&A

Cash Flow

A 13-week forecast from a 1,400-scenario Monte Carlo simulation with early warning on cash-deficit risk, stress-test scenarios and an optimal collection plan.

13 wks

Horizon

1,400

Scenarios

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Invoice Reader Excel invoice list turned into automatic journal entries

Module · Bookkeeping

Invoice Reader

Upload an Excel/CSV invoice list — auto-detected columns, automatic journal entries under VAS or IFRS, anomaly checks per line, and history per company.

VAS+IFRS

Standards

Auto

Journal entries

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FP&A Automation ML scenario planning and sensitivity analysis

Module · FP&A

FP&A Automation

ML-based forecasting that blends macro signals, automatic Best / Base / Stress scenarios, and early detection of abnormal costs and liquidity gaps.

30–60d

Early warning

Forecast

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Auto Collections Automated dunning messages across channels

Module · Operations

Auto Collections

Drafts dunning messages by overdue tier — gentle to urgent — across Email, Zalo and SMS, in Vietnamese or English by company profile.

Channels

By tier

Tone

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Credit Scoring B2B partner credit rating and safe limit suggestions

Module · FP&A

Credit Scoring

Rates B2B partners on payment history and size, suggests safe credit limits per customer, and warns when one partner holds too much of your receivables.

B2B

Partner rating

Safe

Credit limits

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Operations Agent Inventory, reorder and delivery route optimization

Module · Operations

Operations Agent

Tracks inventory and suggests reorder points, proposes purchase orders balanced against cash flow, and optimizes delivery routes to cut operating cost.

Inventory

Reorder

Routes

Optimized

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See it on your own numbers

Open the app, create a company profile and upload your first invoice — your data is kept when you upgrade. Or send us a question.

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Contact

Let's talk.

Ask a question, or tell us about the workflow that's eating your team's week. We reply within one business day.

✓ Thanks — your message is on its way. We'll be in touch within one business day.

luxora@luxorasystem.com

Try it now

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Based in

Vietnam · Serving SMEs and
international companies

Hours

Mon–Fri · 9:00–18:00 (GMT+7)